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Empowering Enterprise · Ensuring Growth

Finance That Moves Your Business Forward

Udyami Financial Consultants Pvt. Ltd. is a trusted loan distribution house (DSA) matching your profile with 20+ partner banks & NBFCs — for the best rates on unsecured business loans, personal loans and loans against property. Zero fees for borrowers.

20+Partner Banks & NBFCs
₹25 Cr+Disbursed Since Dec 2025
48 hrs*Fastest Approval
₹0Fees for Borrowers

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Loans Arranged Through Our Partner Banks & NBFCs
Leading Private Banks Top NBFCs Small Finance Banks Fintech Lenders 20+ Lending Partners
UDYAMI
Financial Consultants Private Limited
Empowering Enterprise. Ensuring Growth.
Who We Are

Your Growth Partner in Business Finance

Udyami Financial Consultants Private Limited is a professional loan distribution company (DSA) serving India's entrepreneurs, MSMEs and salaried professionals. The name says it all — Udyami means entrepreneur, and entrepreneurs are who we exist for.

Instead of you knocking on ten bank doors, we bring the banks to you. Our team understands each lender's credit appetite, prepares your file the way their credit teams want it, and negotiates the best rate your profile deserves — all at zero cost to you.

Dedicated relationship manager for every client
Doorstep documentation across our service areas
Transparent process — no hidden charges, ever
Support till disbursal, and after
Loan Products

Funding Solutions for Every Need

Whether you're growing a business or funding a personal goal, we find the lender that says yes — at the best possible rate.

🏢

Unsecured Business Loans

Collateral-free funding for MSMEs, traders, manufacturers and service businesses.

  • Up to ₹75 Lakh without collateral
  • Rates from ~13% p.a.*
  • Tenure up to 5 years
  • Minimal documentation
Apply for Business Loan →
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OD / CC Limits & Invoice Discounting

Working-capital lines that flex with your business cycle — pay interest only on what you use.

  • Overdraft & cash-credit limits
  • Invoice / bill discounting
  • Limits enhanced as turnover grows
  • Ideal for traders & suppliers
Apply for Working Capital →
👤

Personal Loans

Quick funds for weddings, education, medical needs, travel or debt consolidation.

  • Up to ₹50 Lakh based on profile
  • Rates from ~10% p.a.*
  • Approval in as little as 48 hours
  • Tenure up to 7 years
Apply for Personal Loan →
🏠

Loan Against Property

Unlock the value of residential, commercial or industrial property for large funding needs.

  • Up to 70% of property value
  • Lower rates than unsecured loans
  • Tenure up to 15 years
  • All property types accepted
Apply for LAP →
📉

Balance Transfer & Top-up

Already paying a high EMI? Shift your existing loan to a lower rate and get extra funds on top.

  • Reduce your existing EMI burden
  • Top-up funds at attractive rates
  • Business, personal & LAP transfers
  • We handle the entire switch
Check My Savings →
🤝

Loan Advisory for MSMEs

Not sure what your business qualifies for? Get a free credit-profile review and funding roadmap.

  • Free eligibility assessment
  • CIBIL guidance & improvement tips
  • Right product, right lender, right time
  • Honest advice — even if it's "wait"
Get Free Advisory →

Why Borrowers Choose Udyami

One application. Multiple lenders competing for you.

🎯

Best-Match Lender

We map your profile against 20+ banks & NBFCs and approach the ones most likely to approve — at the lowest rate.

💸

Zero Cost to You

Our service is completely free for borrowers. We're paid by lending partners, never by you.

Faster Approvals

We prepare your file the way credit teams want it — cutting approval times to as little as 48 hours.

🤝

End-to-End Support

From documentation to disbursal, a dedicated relationship manager handles everything for you.

Simple Process

From Enquiry to Disbursal in 4 Steps

Share Your Requirement

Fill the 60-second form or WhatsApp us your funding need.

Free Eligibility Check

Our expert reviews your profile and shortlists the best lender offers.

Documentation Done For You

We collect, prepare and submit your file to the chosen lender.

Approval & Disbursal

Track your application with us until money hits your account.

Plan Your Loan

EMI Calculator

Move the sliders to see your estimated monthly instalment.

₹10,00,000
14%
4 yrs
*Estimates only. Actual EMI depends on the rate, tenure and processing terms offered by the lender for your profile.
Your Monthly EMI
₹27,326
₹3,11,671Total Interest
₹13,11,671Total Payable
Get This Loan →
Be Prepared

Eligibility & Documents Required

Keep these ready and your file moves faster. We help you compile everything — doorstep pickup available.

Business Loans

Eligibility

  • Business vintage 2+ years
  • Annual turnover ₹10 Lakh+
  • Proprietor / Partnership / Pvt. Ltd.

Documents

  • KYC of promoters & firm (PAN, Aadhaar)
  • GST returns & registration
  • 12-month bank statements
  • 2 years ITR with financials

Personal Loans

Eligibility

  • Age 21 – 60 years
  • Salaried or self-employed
  • Net income ₹20,000+/month

Documents

  • PAN & Aadhaar
  • 3-month salary slips
  • 6-month bank statements
  • Form 16 / ITR (self-employed)

Loan Against Property

Eligibility

  • Owned residential / commercial / industrial property
  • Clear, marketable title
  • Stable income to service EMI

Documents

  • Property title documents & chain
  • KYC of all owners
  • Income proof (ITR / financials)
  • 12-month bank statements
Our Lending Network

Indicative Rates by Loan Product

We work with 20+ leading banks and NBFCs. Here's a snapshot of indicative offerings across our network.

ProductIndicative Rate (p.a.)Max AmountMax Tenure
Unsecured Business Loan13% onwards₹75 Lakh5 years
Overdraft / CC LimitLinked to usageBased on turnoverRenewable yearly
Invoice / Bill DiscountingCompetitive discounting ratesBased on invoices30–180 days
Personal Loan10% onwards₹50 Lakh7 years
Loan Against Property9% onwards70% of property value15 years
Balance Transfer & Top-upBetter than your current rate*As per profileAs per product
*Rates are indicative and subject to change. The final rate depends on your credit profile and the lender's policy at the time of application. Udyami Financial Consultants Pvt. Ltd. is a loan distributor, not a lender.
Our Commitment

What You Can Expect From Us

1

One profile, many lenders. You share your documents once. We match them against the policies of every bank and NBFC on our panel and approach only the lenders where your profile genuinely fits — instead of you applying everywhere and collecting rejections.

Right-Lender MatchingFewer credit-bureau hits
2

We do the chasing. Documentation, lender queries, verification calls and follow-ups are handled by your dedicated relationship manager. You are told exactly where your file stands at every stage — no guessing, no chasing branches.

End-to-End HandlingOne point of contact
3

Zero cost to you. Our fee is paid by the lender, not by the borrower. We will never ask you for an advance, a processing charge or a “file charge” before sanction. Any rate or fee is confirmed to you in writing by the lender before you sign.

No Borrower FeesTransparent, in writing
Grow With Us

Become an Udyami Channel Partner

Are you a CA, financial consultant, real-estate advisor, insurance agent or connector? Refer loan cases to Udyami and earn attractive payouts on every disbursal — with zero investment.

  • Industry-best payout slabs, paid on time, every time
  • Access to 20+ banks & NBFCs through one relationship
  • We handle documentation, follow-ups and disbursal
  • Full transparency — track every case's status
  • Training & marketing support for serious partners
See Partner Programme → WhatsApp Us
Earn on Every File

Sub-DSAs & connectors in our network earn recurring income by simply referring clients who need funding.

No targets. No investment. No office needed.

Good to Know

Frequently Asked Questions

Does Udyami charge me anything for its services?
No. Our advisory and loan-arrangement services are completely free for borrowers. We are compensated by our partner banks and NBFCs. You pay only the lender's own charges (interest, processing fee) as per their sanction letter — nothing extra to us.
Is Udyami a bank or NBFC? Who actually gives the loan?
We are a loan distribution company (DSA), not a lender. The loan is sanctioned and disbursed directly by the partner bank or NBFC into your account. Our role is to match you with the right lender, prepare your file and manage the process end to end.
Will applying through Udyami affect my CIBIL score?
We first assess your profile without any credit bureau hit. A formal bureau enquiry happens only when we submit your application to a shortlisted lender with your consent — the same as applying to that bank directly. Because we target the right lender first, you avoid multiple scattered enquiries that hurt your score.
How fast can I get the money?
Personal loans and pre-approved profiles can disburse in as little as 48 hours. Unsecured business loans typically take 3–7 working days. Loans against property take 2–3 weeks due to property valuation and legal checks. Complete documents = faster disbursal.
My CIBIL score is low. Can you still help?
Often, yes. Different lenders have different credit appetites, and some of our NBFC partners consider profiles that banks decline. If funding isn't possible right now, we'll tell you honestly and give you a practical roadmap to improve your score and reapply.
How do I become a channel partner / sub-DSA?
WhatsApp or call us with your background. After a short onboarding, you can start referring cases immediately — we handle lender coordination and documentation, and you earn a payout on every disbursed file. No investment or office is required.
Get in Touch

Talk to a Loan Expert Today

📞

Call Us

+91 93156 93267
Mon–Sat, 10 AM – 7 PM

💬

WhatsApp

+91 93156 93267
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Email

info@udyamiloans.com
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